As a former CPA, and currently a Realtor Associate, a Certified Mortgage Planning Specialist, and President / Owner of his own Mortgage Brokerage Company, Oahu Real Estate Mortgages, (www.oahuremortgages.com) he is well qualified to help his clients with their real estate financial issues and to help develop the best possible solution! He works closely with his wife, Seiko Ono, (R), so their clients get a full serviced solution to help them meet their goals whether buying or selling!As a Mortgage Broker, CMPS and realtor, Rich has access to all the financial tools to help assess what should be the best financing available from various lenders to ensure the client has all the financial information available to make the best financial decision possible. Rich has developed his own Purchasing Power Analysis (PPA) that will provide detailed loan analysis for his buyers to ensure the best possible mortgage solution is presented! Rich will ensure the buyers will get the proper mortgage program, do proper analysis that will help the buyers make the right financial decision and select the lender that provides the lowest interest rate and fees! This will often save the buyers from $3,000 to $10,000 in closing costs over retail lenders (banks, mortgage bankers and credit unions)!As a team Seiko and Rich have helped over 600 families with their buying, selling, financing, credit repair and mortgage planning regarding their home transaction! Our Success as a Team is attributed to our Custom-Tailored Service to meet the needs of our individual clients! We believe in keeping on top of any new market and mortgage developments, and servicing our clients with integrity, honesty, a commitment to excellence and have a luxury real estate experience!Rich is originally from Toronto, Ontario, Canada and arrived in Hawaii in 1990. Just before arriving in Hawaii, Rich worked for a large commercial developer as their Assistant Controller for 5 years learning the various facets of that industry. Previously, he started his accounting career with one of the big eight accounting firms that are now the big 4 before moving into private industry.Overall, Rich has over 33 years of successful and progressive business, sales, marketing and accounting experiences gained in Canada, Hawaii, California and Texas. In 2006, Rich decided to enter the mortgage business when he went to look for his own mortgage to buy a new house.

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